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Contingent Lease - Auto and Truck

Williams & Stazzone have been providing insurance programs for the automotive leasing industry since 1989. Today we are one of the largest writers of coverage for the leasing industry offering one of the broadest coverage forms in the market place.

Typical buyers of our product include:

  • Banks, Credit Unions, Finance Companies
  • Independent Leasing Companies
  • Factory Captive Programs
  • Truck Dealers
  • Truck Leasing Systems
  • Car Dealers

Program Highlights:

  • A single limit of liability for Contingent losses, Excess Losses and Interim Liability losses.
  • No net liability approach as practiced by others which reduces your liability limit.
  • Contingent Physical Damage coverage option - which protects your asset while on lease.
  • Automatically provides $25,000 Interim Physical Damage coverage for the pre-lease and post-lease vehicle, with options for higher limits.
  • Policy can incorporate the following E&O coverage's: Title, Odometer and Non-Disclosure, and Truth in Lending - Leasing.
  • Flexible rating program.
  • Monthly premium payment plans – interest free.
  • A.M. Best "A+" rated insurance company.
  • State of the Art Tracking Solution.
  • Nationwide.

Brokers looking to access our programs should request more information by emailing

Our Location

Williams & Stazzone Insurance Agency

Williams & Stazzone Insurance Agency

6549 North Wickham Road, Unit 101
Melbourne, FL 32940
Main office: 321-868-2000
Toll free: 800-868-1235
Fax: 321-868-2003

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.