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Guaranteed Auto Protection

Also known as GAP insurance, it is free income for both your financial institution and the dealership.

A vehicle's value often declines faster than a loan or a lease balance. If a borrower's car becomes a total loss, he or she may be in for a very unpleasant surprise.

A major out-of-pocket expense can result in a default and create an unpleasant replacement experience for your customer.

Williams & Stazzone is one of the largest providers of Guaranteed Auto Protection in the country. Our tremendous volume makes W&S confident that our GAP programs will afford your organization significant savings as well as supply your dealership with benefits that are superb to anything else in the industry today.

Program Highlights:

  • All risk protection
  • Coverage up to 84 months
  • Pays buyers primary insurance deductible up to $1,000
  • Pays up to 2 delinquent payments for the buyer
  • 150% of MSRP / 150% of average retail book value on used vehicles
  • Optional replacement vehicle allowance of $1,500 from the original dealer (not available in all states)
  • Pays up to $100,000
  • Very competitive rates
  • A.M. Best "A" or better rated insurance companies

For more information on any of our insurance products, contact us directly or request a quote online.

Our Location

Williams & Stazzone Insurance Agency

Williams & Stazzone Insurance Agency

6549 North Wickham Road, Unit 101
Melbourne, FL 32940
Main office: 321-868-2000
Toll free: 800-868-1235
Fax: 321-868-2003

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.