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Garage Liability Insurance


Whether it is selling luxury foreign vehicles, used cars, motorcycles, or recreational vehicles, those in the automobile dealership business face a multitude of risks. With a specialization in insuring dealerships and a commitment to service, Williams & Stazzone Insurance Agency understands the unique exposures these businesses face.

Since opening our doors in 1989, Williams & Stazzone Insurance Agency has strived toward becoming a leading provider of insurance solutions in the dealership marketplace. With nine regional offices located in Florida, Missouri, Maryland, New York, New Jersey, and Pennsylvania, we routinely help dealerships nationwide limit their risks.

We strongly believe associations play a key role in educating both our customers and us in the daily risks of business, and Williams & Stazzone Insurance is a proud member and contributor of many state and national trade associations such as American Car Rental Association, National Independent Automobile Dealers Association, National Vehicle Leasing Association, and more. Our brand is known nationally as a long-term stable provider of quality insurance solutions, and we are recognized as a preferred partner of insurance for the Florida Independent Automobile Dealers Association (FIADA).

Protecting Dealerships with Auto Liability Insurance, Premises Liability Insurance, and More

Automobile dealerships face numerous risks daily that, in turn, require a customized policy. In addition to standard commercial protections such as workers compensation, liability insurance, and property insurance, we also offer coverages tailored to the auto dealership industry, such as:

  • Auto Liability
  • Premises Liability
  • Products Liability
  • Errors & Omissions
  • Crime Insurance
  • Inland Marine Insurance

Protecting dealerships is often complicated, so we make sure to work closely with the business to fully understand every facet of operation. Then, we carefully consider all factors so we can determine coverage. We will take the time to educate the dealership on various options available, and will also provide recommendations to reduce their risk of loss.

To begin working on a policy for your dealership, please request a quote.

Keeping Coverage Up to Date

All our agents are trained in the specialized industries we serve. Once your dealership’s exact needs are determined, we will work with our selection of trusted carriers such as Zurich, IAT, DealerPack, and AmTrust to secure coverage.

To learn more about our products and services for car dealerships, please contact us at your convenience.

Additional Resources

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))


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Our Location

Williams & Stazzone Insurance Agency

Williams & Stazzone Insurance Agency

6549 North Wickham Road, Unit 101
Melbourne, FL 32940
Main office: 321-868-2000
Toll free: 800-868-1235
Fax: 321-868-2003

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.